Hypotheek voor ZZP’ers

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Kan je als ZZP’er ook een huis kopen?
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Ik ben zzp’er en ik wil een huis kopen

Kan ik als zzp’er of freelancer een huis kopen? Vaak is er meer mogelijk dan u denkt. Maar omdat uw inkomen flexibel is, wordt de maximale hypotheek op een andere manier berekend.  Hypotheekverstrekkers willen wél zeker weten dat u de hypotheeklast kunt dragen en u moet aan een aantal voorwaarden voldoen. Zo kijken zij naar uw jaarcijfers van de afgelopen drie jaar. Bent u minder dan drie jaar zelfstandig? Ook dan kunt u in aanmerking komen voor een hypotheek. Home Financials kan op basis van uw persoonlijke situatie de mogelijkheden op een rijtje zetten.

Meer mogelijkheden voor zzp’ers

Voor zelfstandige ondernemers is het mogelijk om een hypotheek af te sluiten als je minimaal 12 maanden actief bent als ondernemer. Het inkomen wordt vastgesteld door een rekenexpert. Bij het uitbrengen van het renteaanbod wordt er 100% van het berekende inkomen door de rekenexpert overgenomen. Hiermee krijgt een zelfstandige mogelijkheden om een hypotheek met Nationale Hypotheek Garantie aan te vragen.

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Doe onze ZZP’er check!

Ben jij zzp’er en wil je weten wat jouw mogelijkheden zijn? Vul onze ZZP’er check in! Je wordt dan persoonlijk gebeld voor een gratis adviesgesprek.
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“Toegankelijk”
Review ⭐⭐⭐⭐⭐

De adviseur is een zeer flexibele- en toegankelijke financieel adviseur, die erg resultaatgericht is. Hierbij heeft ze volledige controle over de kwaliteit en doet ze er alles aan om alles snel voor je te regelen. Zo heb ik letterlijk binnen 2 dagen akkoord gekregen van de bank voor onze hypotheek. Tegenwoordig is het lastig om met twee werkende (full-time baan) tijd vrij te maken. Hierdoor belde ik haar vaak voor 8.00 uur en na 18.00 uur. Ze stond ons letterlijk 24/7 te woord. Als voor jou, naast goed hypotheek/financieel advies, flexibiliteit, snelheid en toegankelijkheid belangrijk is, dan ben je bij deze adviseur aan het juiste adres.

Mevrouw G. Yilmaz
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Tijdens een kennismakingsgesprek geven wij je nog meer inzicht in de stappen die nodig zijn om je huis te kopen. Ook laten we zien wat wij voor jou kunnen doen en voor welke prijs. Vrijblijvend kennismaken?

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Erkend Financieel Adviseur
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Erkend Financieel Adviseur

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