Mortgage advice for expats
What’s your budget to buy a Dutch house?

The first step is to determine your budget and explore your Dutch mortgage options. What is the maximum mortgage you can borrow? How much do you want to spend on a property? It’s important to keep your house affordable so you can still enjoy life.

You can calculate your mortgage with our expats mortgage calculator for a rough indication. For a personal mortgage and a tailored financial advice you can make a free appointment with one of our mortgage advisors. After this appointment you’ll have a clear overview of your maximum Dutch mortgage and your monthly costs. So you’ll know in which price-range to look for a house and avoid buying a home that you can’t afford.

Calculate your
maximum mortgage

With our Expats Mortgage Calculator you can calculate your Maximum Dutch Mortgage. We have provided a free and user-friendly Dutch Mortgage Calculator tool. This allows you to quickly calculate the maximum mortgage for which you are eligible in the Netherlands.



As an expat from France, buying a home in The Netherlands seemed at first sight like an overcomplicated project that only natives could perform, especially in this booming market with high demand. But I was wrong. Thanks to the advisers help, this challenging project has been achieved and owning an apartment in Rotterdam is now a reality for me. She has always been very reactive to answer my questions and wonders. She has been very professional by always making sure that the process and conditions were well understood by myself. I've really appreciated her positive mindset which made interactions and communication very pleasant. I definitely recommend Home Financials to all persons willing to purchase their first home here in the Netherlands



Very positive experience! Home Financials have a great and professional financial advisor, who helped us every step of the way with buying a house in Rotterdam as an expat. She took special care and time to explain all details in English and led us through the process of getting a mortgage in the Netherlands. She works extremely efficiently, responds immediately to calls and emails and is always ready to answer all the additional questions. She gave us good guidance but also freedom to decide about details of the mortgage. We are very happy with this experience and can recommend her services with confidence.

Damian & Isabella


Home Financials is very responsible and knowledgeable. The advisor is flexible with making appointments, very helpful and patience to explain me the whole mortgage process. I have a very smooth and satisfied experience from Home financials. Highly recommended!!



Thanks to Home Financials!Excellent service from state to finish. The service we received was excellent. Any question we had was answered and explained to us properly in a professional way. She was so flexible and accessible at anytime. She was also well organized and never missed any details even the most smallest ones. Almost the only thing we did was signing the contracts 🙂 Our application was approved very quickly and it was the easiest part of the whole process. As an expat, it was also quite efficient to work. Iwould strongly recommend her services for anyone who is looking for an excellent mortgage advise.

Godze & Inan


We moved to the Netherlands just 5 months ago as a expat. She has done a great job on understanding our demands and finding solution. It was so hard to get a mortgage in our situation because we were in the Netherlands for 5 months. But with her experience and research of all the lenders our mortgage approved very fast!It was a great pleasure to work with Home Financials. We Certainly Advice Home Financials

Cagdas & Merve


We are very happy with the advisors work from Home Finacials. She worked hard to help us get the mortgage accepted like an expat. She was one step ahead and took all the necessary actions to make it happen , even though it was a difficult sitiation. Very proffesional, she helped us with the translation of the documents, to make sure that we understand all the important information. She was always reachable through phone/email. Thank you Sema! 🙂

Maria & Dionysios



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