Your home,
our expertise.
About Home Financials
Home Financials is an independent consulting and brokerage firm specializing in helping expats in the Netherlands. We offer full-service mortgage advice and mediation for expats living in the Netherlands.
Buying a house in the Netherlands is a difficult process and you need to consider a whole range of aspects. Home Financials specializes in helping expats who want to buy a house in the Netherlands. We help you navigate the Dutch system and finance the house you want.
We specialize in expat mortgages and personally guide you through the entire home buying process. Our certified advisors independently analyze the mortgage offerings of more than 30 Dutch mortgage banks and insurers active in the Dutch market. Besides comparing the most favorable interest rates, we also look at their conditions and underwriting policies
for your personal situation. We guide you in finding the perfect tailor-made Dutch mortgage.
With Home Financials on your side you don’t have to worry anymore. We make sure you can finance your dream home.
As an expat, moving to the Netherlands is not just about changing your living situation. You will have to adapt to a different culture, mentality, language, new landscape, eating habits and so on.
Many happy expats have experienced how we advise independently and guide you through the entire mortgage process.
We make sure you feel at home!
How to buy a house in the Netherland, step by step.
Types of expat mortgages
We conduct a no-obligation introductory meeting (by phone, video call or at our office). Together we look at your personal options and whether you qualify for a Dutch mortgage. We can give you immediate insight into your personal and financial mortgage options.
The first step is always in an intake meeting, with no further obligations for yourself but to get a first impression of us and to hear what we can do for you We look forward to meeting you in an mortgage intake session.
- Personal contact with an independent mortgage expert
- We compare more than 30 mortgage providers in the Netherlands
- You get the best rates and condition for your personal situation
- We guide you through the entire buying process of your house
- Customer satisfaction rating
Reviews
As an expat, moving to the Netherlands is not just about changing your living situation. You will have to adapt to a different culture, mentality, language, new landscape, eating habits and so on.
Many happy expats have experienced how we advise independently and guide you through the entire mortgage process.
Here is a small preview of happy expats and how they rate Home Financials.
Corentin
As an expat from France, buying a home in The Netherlands seemed at first sight like an overcomplicated project that only natives could perform, especially in this booming market with high demand. But I was wrong. Thanks to the advisers help, this challenging project has been achieved and owning an apartment in Rotterdam is now a reality for me. She has always been very reactive to answer my questions and wonders. She has been very professional by always making sure that the process and conditions were well understood by myself. I’ve really appreciated her positive mindset which made interactions and communication very pleasant. I definitely recommend Home Financials to all persons willing to purchase their first home here in the Netherlands
Andy & Yuen
Professional, pro-active, fast-responding and fast-reacting. Home Financials helps us out through the whole process of mortgage application, solving all problems popped out unexpectedly. Felt quite assured in cooperation with her, a reliable advisor for expats
Ana
Navigating the Dutch financial landscape can be challenging for someone from another country, but with Home Financials help we secured a mortgage for our first home and saved quite a few headaches.!
Merve & Cagdas
We moved to the Netherlands just 5 months ago. We luckily found Sema in our early times. She has done a great job on understanding our demands and finding solution. It was so hard to get a mortgage in our situation because we were in the Netherlands only for 5 months.
She researched all the banks and find a good lender for our personal situation.
It was a great pleasure to work with Home Financials.
Maria & Dionysios
We are very happy with the advisors work from Home Finacials. She worked hard to help us get the mortgage accepted like an expat. She was one step ahead and took all the necessary actions to make it happen , even though it was a difficult sitiation. Very proffesional, she helped us with the translation of the documents, to make sure that we understand all the important information. She was always reachable through phone/email. Thank you Sema! 🙂
Liliane
Ik had een zeer slechte ervaring met het aankoop van mijn oude woning.. Maar dit keer was helemaal top gegaan en snel ook. De tijd zeer goed ervaren. Zeer deskundig advies gekregen. Ook altijd snel (binnen 24uur) een reactie terug gekregen, wat op een vriendelijke en begrijpelijke manier te lezen was. Ook bij vragen altijd kunnen bellen en te woord gestaan. Ik kan dit kantoor alleen maar aanraden, en kom in de toekomst zeker terug!
Damien en Isabella
Very positive experience!
Home Financials have a great and professional financial advisor, who helped us every step of the way with buying a house in Rotterdam as an expat. She took special care and time to explain all details in English and led us through the process of getting a mortgage in the Netherlands. She works extremely efficiently, responds immediately to calls and emails and is always ready to answer all the additional questions. She gave us good guidance but also freedom to decide about details of the mortgage. We are very happy with this experience and can recommend her services with confidence.
Cigdem
Best mortgage advisor in town!
She is a professional who gives feeling that you are in the correct place. She calculates everything in advance, guides you through your mortgage process, gives you advice for your personal situation, guides you with your home insurances. I am very glad that I had chance to work with her. Above all this, she is a great warmhearted person who owns her job, has a nice humor and a nice vibe. I strongly recommend her!
Mandy
Home Financials is very responsible and knowledgeable. The advisor is flexible with making appointments, very helpful and patience to explain me the whole mortgage process. I have a very smooth and satisfied experience from Home financials. Highly recommended!!
Godze & Inan
“Thanks to Home Financials”
Excellent service from state to finish. The service we received was excellent. Any question we had was answered and explained to us properly in a professional way. She was so flexible and accessible at anytime. She was also well organized and never missed any details even the most smallest ones. Almost the only thing we did was signing the contracts 🙂 Our application was approved very quickly and it was the easiest part of the whole process. As an expat, it was also quite efficient to work. She can speak fluently English and very good at explaining the details of the contract. I would strongly recommend her services for anyone who is looking for an excellent mortgage advice.