Home Financials

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Laat u goed informeren!

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Als er geld geleend wordt is het zaak om dit op een zo’n verstandig mogelijke wijze te doen. Laat u daarom goed informeren naar de mogelijkheden.

Doorlopend krediet

Een doorlopend krediet kenmerkt zich door flexibiliteit. Afgeloste bedragen kunnen weer opgenomen worden. Daardoor kan de looptijd langer duren. De maandlasten zijn doorgaans vast en de rente bij deze vorm is variabel.

Persoonlijke lening

Bij deze kredietvorm weet u precies waar u aan toe bent. De rente, de maandtermijnen en de looptijd staan namelijk vooraf vast. Afgeloste bedragen kunnen niet opnieuw opgenomen worden. In sommige gevallen is een persoonlijke lening voordeliger dan een tweede hypotheek.

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