The energy label shows how energy-efficient a home is, based on insulation, heating, ventilation, and hot water systems.
Labels range from A++++ (very efficient) to G (very inefficient). A better label means lower energy bills, reduced CO₂ emissions, and more comfort. Besides sustainability, it also offers financial benefits – like interest discounts and higher borrowing capacity for energy improvements.
At Home Financials, we help you understand what your energy label means and how to make the most of it.
A good energy label can lead to financial advantages. Many lenders offer interest discounts on energy-efficient homes (label A or higher). You may also qualify for additional borrowing room for sustainable upgrades like insulation or solar panels.
The better the label, the better the terms: lower monthly costs, more comfort, and a future-proof home.
At Home Financials, we’ll show you exactly what your energy label means for your mortgage and how to benefit from it.
As of 2024, the energy label directly influences how much you can borrow. Lenders factor in the home’s energy performance, as it impacts your monthly expenses.
Label A to D → You can borrow more, thanks to lower energy bills and better efficiency.
Label E to G → Your maximum mortgage is more limited, due to higher energy costs.
Extra borrowing for sustainability → Buying a home with a lower label? You can borrow extra – as long as it’s used for approved energy-saving improvements.
💡We calculate your maximum mortgage including sustainability upgrades and show you how to take full advantage of it.
Enter the address below to check the energy label of your (future) home – free of charge.
Getting a mortgage with the National Mortgage Guarantee (NHG)?
Then you can reserve additional funds for energy-saving measures (EBV) – whether you’re buying a home, refinancing, or increasing your mortgage.
You don’t need to decide immediately which measures you’ll take – that can come later. You can finance up to 106% of the property value for measures such as:
✔️ Wall, roof, pipe, or floor insulation
✔️ HR++ or better glass
✔️ Heat pump
✔️ Solar panels
Personal, independent advice – from better rates to more borrowing power.
Discover your energy label advantage.
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Bel: +31 621227373
Mail naar: info@homefinancials.nl
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