{"id":1285,"date":"2025-05-10T13:00:59","date_gmt":"2025-05-10T13:00:59","guid":{"rendered":"https:\/\/homefinancials.nl\/?page_id=1285"},"modified":"2025-12-25T09:08:12","modified_gmt":"2025-12-25T09:08:12","slug":"een-huis-kopen-in-nederland","status":"publish","type":"page","link":"https:\/\/homefinancials.nl\/index.php\/een-huis-kopen-in-nederland\/","title":{"rendered":"Een huis kopen in Nederland"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1285\" class=\"elementor elementor-1285\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a388eb e-flex e-con-boxed e-con e-parent\" data-id=\"8a388eb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e9acb elementor-widget elementor-widget-heading\" data-id=\"d2e9acb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wat kost het kopen van een woning?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec7f68a elementor-widget elementor-widget-text-editor\" data-id=\"ec7f68a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong data-start=\"83\" data-end=\"136\">Inzicht in alle kosten bij het kopen van een huis<\/strong><\/h5><h5>Van overdrachtsbelasting tot notariskosten \u2013 wij maken alle kosten helder en overzichtelijk.<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1af29f9 e-flex e-con-boxed e-con e-parent\" data-id=\"1af29f9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-600f7a0 e-con-full e-flex e-con e-child\" data-id=\"600f7a0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84d307f elementor-widget elementor-widget-heading\" data-id=\"84d307f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alle kosten bij het kopen&nbsp;<div>van een woning<\/div><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15f6dbe elementor-widget elementor-widget-text-editor\" data-id=\"15f6dbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"369\" data-end=\"686\">Bij het kopen van een huis komen meer kosten kijken dan alleen de koopsom.<br data-start=\"443\" data-end=\"446\" \/>Om je goed voor te bereiden, zetten we de belangrijkste <strong data-start=\"502\" data-end=\"519\">aankoopkosten<\/strong>, <strong data-start=\"521\" data-end=\"544\">financieringskosten<\/strong> en <strong data-start=\"548\" data-end=\"568\">optionele kosten<\/strong>overzichtelijk voor je op een rij. Zo weet je precies wat je kunt verwachten en voorkom je financi\u00eble verrassingen.<\/p><h3 data-start=\"693\" data-end=\"740\"><strong data-start=\"697\" data-end=\"738\">Bestaande bouw: \u2018kosten koper\u2019 (k.k.)<\/strong><\/h3><p data-start=\"741\" data-end=\"818\">Koop je een bestaande woning? Dan betaal je deze extra kosten zelf. Denk aan:<\/p><p data-start=\"820\" data-end=\"924\">\u2714\ufe0fOverdrachtsbelasting<br data-start=\"843\" data-end=\"846\" \/>\u2714\ufe0fNotariskosten (voor de leveringsakte)<br data-start=\"886\" data-end=\"889\" \/>\u2714\ufe0fHypotheekadvies en bemiddeling<\/p><p data-start=\"926\" data-end=\"982\">Deze kosten komen bovenop de aankoopprijs van de woning.<\/p><h3 data-start=\"989\" data-end=\"1037\"><strong data-start=\"993\" data-end=\"1035\">Nieuwbouwwoning: vrij op naam (v.o.n.)<\/strong><\/h3><p data-start=\"1038\" data-end=\"1234\">Bij nieuwbouw zit het anders. Nieuwbouwwoningen worden meestal verkocht <strong data-start=\"1110\" data-end=\"1126\">vrij op naam<\/strong>.<br data-start=\"1127\" data-end=\"1130\" \/>Dat betekent dat <strong data-start=\"1147\" data-end=\"1190\">overdrachtsbelasting en leveringskosten<\/strong> vaak al in de verkoopprijs zijn inbegrepen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e38ab7 e-con-full e-flex e-con e-child\" data-id=\"3e38ab7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0718a29 elementor-widget elementor-widget-image\" data-id=\"0718a29\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/06\/ChatGPT-Image-27-jun-2025-19_53_58-1024x683.png\" class=\"attachment-large size-large wp-image-3332\" alt=\"\" srcset=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/06\/ChatGPT-Image-27-jun-2025-19_53_58-1024x683.png 1024w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/06\/ChatGPT-Image-27-jun-2025-19_53_58-300x200.png 300w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/06\/ChatGPT-Image-27-jun-2025-19_53_58-768x512.png 768w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/06\/ChatGPT-Image-27-jun-2025-19_53_58.png 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e09b5 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"74e09b5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-af64ad7 e-con-full e-flex e-con e-child\" data-id=\"af64ad7\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a324912 e-flex e-con-boxed e-con e-parent\" data-id=\"a324912\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3621141 e-con-full e-flex e-con e-child\" data-id=\"3621141\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fcacf9 elementor-widget elementor-widget-image\" data-id=\"4fcacf9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/Buyers-cost-768x512.png\" class=\"attachment-medium_large size-medium_large wp-image-1254\" alt=\"\" srcset=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/Buyers-cost-768x512.png 768w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/Buyers-cost-300x200.png 300w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/Buyers-cost-1024x683.png 1024w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/Buyers-cost.png 1536w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c8b270 e-con-full e-flex e-con e-child\" data-id=\"4c8b270\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1f26c elementor-widget elementor-widget-heading\" data-id=\"6e1f26c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aankoopkosten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-167ab07 elementor-widget elementor-widget-text-editor\" data-id=\"167ab07\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong data-start=\"326\" data-end=\"350\">Overdrachtsbelasting<\/strong><\/h3><p data-start=\"178\" data-end=\"392\">Koop je een bestaande woning voor eigen gebruik? Dan betaal je eenmalig 2% overdrachtsbelasting over de koopsom. Ben je tussen de 18 en 35 jaar en koop je je eerste woning? Dan kun je vrijstelling krijgen als je:<\/p><ul data-start=\"393\" data-end=\"563\"><li data-start=\"393\" data-end=\"433\"><p data-start=\"395\" data-end=\"433\">de woning als hoofdverblijf gebruikt<\/p><\/li><li data-start=\"434\" data-end=\"474\"><p data-start=\"436\" data-end=\"474\">de koopsom onder \u20ac555.000 ligt (2026)<\/p><\/li><li data-start=\"475\" data-end=\"518\"><p data-start=\"477\" data-end=\"518\">nog niet eerder vrijstelling hebt gehad<\/p><\/li><li data-start=\"519\" data-end=\"563\"><p data-start=\"521\" data-end=\"563\">een <a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/bldcontentnl\/themaoverstijgend\/programmas_en_formulieren\/verklaring-overdrachtsbelasting-startersvrijstelling\" target=\"_blank\" rel=\"noopener\">verklaring<\/a> overdrachtsbelasting startersvrijstelling ondertekent<\/p><\/li><\/ul><h4 data-start=\"928\" data-end=\"952\"><strong style=\"font-family: inherit; font-size: 1.5rem; text-align: var(--text-align);\" data-start=\"933\" data-end=\"950\">Notariskosten<\/strong><\/h4><p data-start=\"589\" data-end=\"747\">De notaris stelt de leveringsakte en hypotheekakte op en zorgt voor inschrijving bij het Kadaster.\u00a0<em><span style=\"text-align: var(--text-align);\"><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4b0.svg\" alt=\"\ud83d\udcb0\" \/>\u00a0<\/span><strong><span style=\"text-align: var(--text-align);\">Gemiddelde kosten: \u20ac1.750 afhankelijk van de notaris.<\/span><\/strong><\/em><\/p><h4 data-start=\"1206\" data-end=\"1244\"><strong style=\"font-family: inherit; font-size: 1.5rem; text-align: var(--text-align);\" data-start=\"1211\" data-end=\"1242\">Waarborgsom of bankgarantie<\/strong><\/h4><p data-start=\"1245\" data-end=\"1341\">Je betaalt meestal 10% van de koopsom als waarborgsom. Dit kun je zelf overmaken naar de notaris of laten dekken via een bankgarantie.<em> <strong><span style=\"text-align: var(--text-align);\"><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4b0.svg\" alt=\"\ud83d\udcb0\" \/> Kosten bankgarantie: circa 1% van de koopsom.<\/span><\/strong><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d81998 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"9d81998\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3625728 e-con-full e-flex e-con e-child\" data-id=\"3625728\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62d2806 e-flex e-con-boxed e-con e-parent\" data-id=\"62d2806\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d47f01 e-con-full e-flex e-con e-child\" data-id=\"5d47f01\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ebbb84 elementor-widget elementor-widget-image\" data-id=\"1ebbb84\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/kostenkoper.png\" class=\"attachment-full size-full wp-image-1229\" alt=\"\" srcset=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/kostenkoper.png 1536w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/kostenkoper-300x200.png 300w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/kostenkoper-1024x683.png 1024w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/kostenkoper-768x512.png 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-923101a e-con-full e-flex e-con e-child\" data-id=\"923101a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a121c05 elementor-widget elementor-widget-heading\" data-id=\"a121c05\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"Type Here...\">FINANCIERINGSKOSTEN<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec7f21b elementor-widget elementor-widget-text-editor\" data-id=\"ec7f21b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"369\" data-end=\"393\"><strong data-start=\"374\" data-end=\"391\">Taxatiekosten<\/strong><\/h4><p data-start=\"394\" data-end=\"605\">Voor de goedkeuring van je hypotheek is een gevalideerd taxatierapport verplicht. Een erkende, onafhankelijke taxateur stelt de marktwaarde van de woning vast.<br data-start=\"555\" data-end=\"558\" \/>\ud83d\udcb0 <strong><em data-start=\"561\" data-end=\"605\">Gemiddelde kosten: tussen de \u20ac700 en \u20ac800.<\/em><\/strong><\/p><h4 data-start=\"612\" data-end=\"664\"><strong data-start=\"617\" data-end=\"662\">NHG-kosten (Nationale Hypotheek Garantie)<\/strong><\/h4><p data-start=\"168\" data-end=\"384\">Met NHG profiteer je van extra zekerheid \u00e9n vaak van een lagere rente. <br \/>Bij financi\u00eble problemen zoals werkloosheid, arbeidsongeschiktheid of een scheiding \u2013 biedt NHG een vangnet dat financi\u00eble schade kan beperken. <span style=\"text-align: var(--text-align);\">De maximale koopsom is \u20ac470.000 (<\/span><em style=\"text-align: var(--text-align);\" data-start=\"474\" data-end=\"480\">2026<\/em><span style=\"text-align: var(--text-align);\">), of \u20ac498.200 bij energiebesparende <\/span>voorzieningen.\u00a0<br \/><strong><span style=\"text-align: var(--text-align);\">\ud83d\udcb0 <\/span><em style=\"text-align: var(--text-align);\" data-start=\"389\" data-end=\"408\">Eenmalige kosten:<\/em><span style=\"text-align: var(--text-align);\"> 0,4% van de hypotheek.<\/span><\/strong><\/p><h4 data-start=\"893\" data-end=\"933\"><strong data-start=\"898\" data-end=\"931\">Hypotheekadvies &amp; bemiddeling<\/strong><\/h4><p data-start=\"934\" data-end=\"1337\">Een onafhankelijke hypotheekadviseur werkt niet voor \u00e9\u00e9n bank, maar voor jou. Wij vergelijken tientallen aanbieders en vinden de hypotheek die past bij jouw situatie en toekomstplannen. Je profiteert van scherpe rentes, gunstige voorwaarden en persoonlijke begeleiding van A tot Z. <br \/>\ud83d\udcb0 <strong><em data-start=\"389\" data-end=\"408\">Eenmalige aftrekbare kosten: tussen \u20ac 3000- \u20ac3500.<\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d592635 e-flex e-con-boxed e-con e-parent\" data-id=\"d592635\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3ebfd6 e-con-full e-flex e-con e-child\" data-id=\"b3ebfd6\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e31e1dd e-flex e-con-boxed e-con e-parent\" data-id=\"e31e1dd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1b98a7b e-con-full e-flex e-con e-child\" data-id=\"1b98a7b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37a9b19 elementor-widget elementor-widget-heading\" data-id=\"37a9b19\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optionele kosten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f21f33b elementor-widget elementor-widget-text-editor\" data-id=\"f21f33b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"228\" data-end=\"254\"><strong data-start=\"233\" data-end=\"252\">Aankoopmakelaar<\/strong><\/h4><p data-start=\"255\" data-end=\"521\">Een aankoopmakelaar is niet verplicht, maar kan veel werk uit handen nemen. Denk aan het plannen van bezichtigingen, adviseren over het bod, onderhandelen en het controleren van juridische documenten. Zo vergroot je de kans op een succesvolle en zorgeloze aankoop.<br \/><strong><span style=\"text-align: var(--text-align);\">\ud83d\udcb0<\/span><span style=\"text-align: var(--text-align);\">\u00a0<\/span><em style=\"text-align: var(--text-align);\" data-start=\"1136\" data-end=\"1199\">Gemiddelde kosten: \u00a01% -1,5% van de aankoopprijs.<\/em><\/strong><\/p><h4 data-start=\"528\" data-end=\"558\"><strong data-start=\"533\" data-end=\"556\">Bouwkundige keuring<\/strong><\/h4><p data-start=\"559\" data-end=\"824\">Een bouwkundige keuring geeft inzicht in de technische staat van de woning. Je ontdekt eventuele gebreken, achterstallig onderhoud en verwachte herstelkosten. Dit helpt bij een weloverwogen beslissing \u00e9n biedt onderhandelingsruimte als er iets mis blijkt te zijn.<br \/><strong><span style=\"text-align: var(--text-align);\">\ud83d\udcb0<\/span><span style=\"text-align: var(--text-align);\">\u00a0<\/span><em style=\"text-align: var(--text-align);\" data-start=\"1136\" data-end=\"1199\">Gemiddelde kosten: \u20ac 350- \u20ac 400.<\/em><\/strong><\/p><h4 data-start=\"831\" data-end=\"861\"><strong data-start=\"836\" data-end=\"859\">Be\u00ebdigd Tolk\u00a0<\/strong><\/h4><p data-start=\"862\" data-end=\"1053\">Beheers je de Nederlandse taal onvoldoende? Dan ben je wettelijk verplicht om een <strong data-start=\"944\" data-end=\"960\">be\u00ebdigd tolk<\/strong> in te schakelen bij de notari\u00eble overdracht. Zo weet je zeker dat je begrijpt wat je tekent.<br \/><strong><span style=\"text-align: var(--text-align);\">\ud83d\udcb0<\/span><span style=\"text-align: var(--text-align);\">\u00a0<\/span><em style=\"text-align: var(--text-align);\" data-start=\"1136\" data-end=\"1199\">Gemiddelde kosten: \u20ac 350- \u20ac 400.<\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-389bb3f e-con-full e-flex e-con e-child\" data-id=\"389bb3f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-658cf15 elementor-widget elementor-widget-image\" data-id=\"658cf15\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/couple.png\" class=\"attachment-full size-full wp-image-1274\" alt=\"\" srcset=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/couple.png 1536w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/couple-300x200.png 300w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/couple-1024x683.png 1024w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/couple-768x512.png 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77fdb0e elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"77fdb0e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41da2b0 e-con-full e-flex e-con e-child\" data-id=\"41da2b0\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca5017b e-flex e-con-boxed e-con e-parent\" data-id=\"ca5017b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-386c223 e-con-full e-flex e-con e-child\" data-id=\"386c223\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da76b85 elementor-widget elementor-widget-heading\" data-id=\"da76b85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fiscaal Aftrekbare kosten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9427a6e elementor-widget elementor-widget-text-editor\" data-id=\"9427a6e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bij het kopen van een woning zijn sommige <strong data-start=\"183\" data-end=\"234\">financieringskosten eenmalig fiscaal aftrekbaar<\/strong>. Dit kan je een <strong data-start=\"253\" data-end=\"279\">mooi belastingvoordeel<\/strong> opleveren. Het gaat onder andere om de volgende kosten:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d20984 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6d20984\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kosten voor hypotheekadvies en bemiddeling<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Notariskosten voor de hypotheekakte<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taxatiekosten van de woning.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kosten voor de Nationale Hypotheek Garantie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e6e31e elementor-widget elementor-widget-text-editor\" data-id=\"0e6e31e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Voor een volledig en actueel overzicht van aftrekbare kosten, raadpleeg de website van de Belastingdienst:<a href=\"https:\/\/www.belastingdienst.nl\/\" target=\"_blank\" rel=\"noopener\"> https:\/\/www.belastingdienst.nl<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f288cf2 e-con-full e-flex e-con e-child\" data-id=\"f288cf2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61e35d3 elementor-widget elementor-widget-image\" data-id=\"61e35d3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1536\" height=\"1024\" src=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-7-mei-2025-20_39_58.png\" class=\"attachment-full size-full wp-image-1059\" alt=\"\" srcset=\"https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-7-mei-2025-20_39_58.png 1536w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-7-mei-2025-20_39_58-300x200.png 300w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-7-mei-2025-20_39_58-1024x683.png 1024w, https:\/\/homefinancials.nl\/wp-content\/uploads\/2025\/05\/ChatGPT-Image-7-mei-2025-20_39_58-768x512.png 768w\" sizes=\"(max-width: 1536px) 100vw, 1536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-618c613 e-flex e-con-boxed e-con e-parent\" data-id=\"618c613\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42b6e84 elementor-widget elementor-widget-heading\" data-id=\"42b6e84\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gratis kostenoverzicht aanvragen\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2c87d0 elementor-widget elementor-widget-text-editor\" data-id=\"a2c87d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"85\" data-end=\"257\">Wij zorgen voor een duidelijk en persoonlijk kostenoverzicht, afgestemd op jouw situatie.\u00a0<\/p><p data-start=\"85\" data-end=\"257\">Zo kom je niet voor verrassingen te staan en weet je precies waar je aan toe bent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-375097a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"375097a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/homefinancials.nl\/index.php\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ja, ik wil gratis hypotheekadvies<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wat kost het kopen van een woning? Inzicht in alle kosten bij het kopen van een huis Van overdrachtsbelasting tot notariskosten \u2013 wij maken alle kosten helder en overzichtelijk. Alle kosten bij het kopen&nbsp;van een woning Bij het kopen van een huis komen meer kosten kijken dan alleen de koopsom.Om je goed voor te bereiden, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-1285","page","type-page","status-publish","hentry"],"rankMath":{"parentDomain":"homefinancials.nl","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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%sep% %sitename%","descriptionTemplate":"%excerpt%","showScoreFrontend":true,"lockModifiedDate":false},"powerWords":["a cut above","absolute","absolutely","absolutely lowest","absurd","abuse","accurate","accuse","achieve","actionable","adaptable","adequate","admit","adorable","advantage","advice","affordable","aggravate","aggressive","agitated","agonizing","agony","alarmed","alarming","alienated","aligned","alive","all-inclusive","alluring","always","amazing","amp","animated","annihilate","announcing","anonymous","antagonistic","anxious","apocalypse","appalled","approved","approving","argumentative","armageddon","arrogant","ass kicking","assault","assured","astonishing","astounded","astounding","at ease","atrocious","attack","attractive","audacity","authentic","authoritative","authority","avoid","aware","awe-inspiring","awesome","awkward","backbone","backdoor","backed","backlash","backstabbing","badass","balanced","banned","bargain","barrage","basic","battle","beaming","beat 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